Braintree Decline Codes

Braintree Decline Codes

Braintree Decline Codes

 

Purpose:

The purpose of this walkthrough is to show you the different error codes that you could receive while using the Braintree gateway. This will help you identify and correct the error that you may be receiving. 

 

Pre Requisites:

  • Active gateway account

  • Error code you are receiving

 

NOTE

Declines are not the same as gateway rejections. Declined transactions are blocked by the customer's bank, while gateway rejections are blocked by your Braintree gateway settings.

 

Authorization decline codes

Code

 

Text

 

Implications

 

Type

 

Code

 

Text

 

Implications

 

Type

 

2000

Do Not Honor

The customer's bank is unwilling to accept the transaction. The customer will need to contact their bank for more details regarding this generic decline.

Soft

2001

Insufficient Funds

The account did not have sufficient funds to cover the transaction amount at the time of the transaction – subsequent attempts at a later date may be successful.

Soft

2002

Limit Exceeded

The attempted transaction exceeds the withdrawal limit of the account. The customer will need to contact their bank to change the account limits or use a different payment method.

Soft

2003

Cardholder's Activity Limit Exceeded

The attempted transaction exceeds the activity limit of the account. The customer will need to contact their bank to change the account limits or use a different payment method.

Soft

2004

Expired Card

Card is expired. The customer will need to use a different payment method.

Hard

2005

Invalid Credit Card Number

The customer entered an invalid payment method or made a typo in their credit card information. Have the customer correct their payment information and attempt the transaction again – if the decline persists, they will need to contact their bank.

Hard

2006

Invalid Expiration Date

The customer entered an invalid payment method or made a typo in their card expiration date. Have the customer correct their payment information and attempt the transaction again – if the decline persists, they will need to contact their bank.

Hard

2007

No Account

The submitted card number is not on file with the card-issuing bank. The customer will need to contact their bank.

Hard

2008

Card Account Length Error

The submitted card number does not include the proper number of digits. Have the customer attempt the transaction again – if the decline persists, the customer will need to contact their bank.

Hard

2009

No Such Issuer

This decline code could indicate that the submitted card number does not correlate to an existing card-issuing bank or that there is a connectivity error with the issuer. The customer will need to contact their bank for more information.

Hard

2010

Card Issuer Declined CVV

The customer entered in an invalid security code or made a typo in their card information. Have the customer attempt the transaction again – if the decline persists, the customer will need to contact their bank.

Hard

2011

Voice Authorization Required

The customer’s bank is requesting that the merchant (you) call to obtain a special authorization code in order to complete this transaction. This can result in a lengthy process – we recommend obtaining a new payment method instead. Contact us for more details.

Hard

2012

Processor Declined – Possible Lost Card

The card used has likely been reported as lost. The customer will need to contact their bank for more information.

Hard

2013

Processor Declined – Possible Stolen Card

The card used has likely been reported as stolen. The customer will need to contact their bank for more information.

Hard

2014

Processor Declined – Fraud Suspected

The customer’s bank suspects fraud – they will need to contact their bank for more information.

Hard

2015

Transaction Not Allowed

The customer's bank is declining the transaction for unspecified reasons, possibly due to an issue with the card itself. They will need to contact their bank or use a different payment method.

Hard

2016

Duplicate Transaction

The submitted transaction appears to be a duplicate of a previously submitted transaction and was declined to prevent charging the same card twice for the same service.

Soft

2017

Cardholder Stopped Billing

The customer requested a cancellation of a single transaction – reach out to them for more information.

Hard

2018

Cardholder Stopped All Billing

The customer requested the cancellation of a recurring transaction or subscription – reach out to them for more information.

Hard

2019

Invalid Transaction

The customer’s bank declined the transaction, typically because the card in question does not support this type of transaction – for example, the customer used an FSA debit card for a non-healthcare related purchase. They will need to contact their bank for more information.

Hard

2020

Violation

The customer will need to contact their bank for more information.

Hard

2021

Security Violation

The customer's bank is declining the transaction, possibly due to a fraud concern. They will need to contact their bank or use a different payment method.

Hard

2022

Declined – Updated Cardholder Available

The submitted card has expired or been reported lost and a new card has been issued. Reach out to your customer to obtain updated card information.

Hard

2023

Processor Does Not Support This Feature

Your account can't process transactions with the intended feature – for example, 3D Secure or Level 2/Level 3 data. If you believe your merchant account should be set up to accept this type of transaction, contact us.

Hard

2024

Card Type Not Enabled

Your account can't process the attempted card type. If you believe your merchant account should be set up to accept this type of card, contact us for assistance.

Hard

2025

Set Up Error – Merchant

Depending on your region, this response could indicate a connectivity or setup issue. Contact us for more information regarding this error message.

Soft

2026

Invalid Merchant ID

The customer’s bank declined the transaction, typically because the card in question does not support this type of transaction. If this response persists across transactions for multiple customers, it could indicate a connectivity or setup issue. Contact us for more information regarding this error message.

Soft

2027

Set Up Error – Amount

This rare decline code indicates an issue with processing the amount of the transaction. The customer will need to contact their bank for more details.

Hard

2028

Set Up Error – Hierarchy

There is a setup issue with your account. Contact us for more information.

Hard

2029

Set Up Error – Card

This response generally indicates that there is a problem with the submitted card. The customer will need to use a different payment method.

Hard

2030

Set Up Error – Terminal

There is a setup issue with your account. Contact us for more information.

Hard

2031

Encryption Error

The cardholder’s bank does not support $0.00 card verifications. Enable the Retry All Failed $0 option to resolve this error. Contact us with questions.

Hard

2032

Surcharge Not Permitted

Surcharge amount not permitted on this card. The customer will need to use a different payment method.

Hard

2033

Inconsistent Data

An error occurred when communicating with the processor. The customer will need to contact their bank for more details.

Hard

2034

No Action Taken

An error occurred and the intended transaction was not completed. Attempt the transaction again.

Soft

2035

Partial Approval For Amount In Group III Version

The customer's bank approved the transaction for less than the requested amount. Have the customer attempt the transaction again – if the decline persists, the customer will need to use a different payment method.

Soft

2036

Authorization could not be found

An error occurred when trying to process the authorization. This response could indicate an issue with the customer’s card or that the processor doesn't allow this action – contact us for more information.

Hard

2037

Already Reversed

The indicated authorization has already been reversed. If you believe this to be false, contact us for more information.

Hard

2038

Processor Declined

The customer's bank is unwilling to accept the transaction. The reasons for this response can vary – customer will need to contact their bank for more details.

Soft

2039

Invalid Authorization Code

The authorization code was not found or not provided. Have the customer attempt the transaction again – if the decline persists, they will need to contact their bank.

Hard

2040

Invalid Store

There may be an issue with the configuration of your account. Have the customer attempt the transaction again – if the decline persists, contact us for more information.

Soft

2041

Declined – Call For Approval

The card used for this transaction requires customer approval – they will need to contact their bank.

Hard

2042

Invalid Client ID

There may be an issue with the configuration of your account. Have the customer attempt the transaction again – if the decline persists, contact us for more information.

Soft

2043

Error – Do Not Retry, Call Issuer

The card-issuing bank will not allow this transaction. The customer will need to contact their bank for more information.

Hard

2044

Declined – Call Issuer

The card-issuing bank has declined this transaction. Have the customer attempt the transaction again – if the decline persists, they will need to contact their bank for more information.

Hard

2045

Invalid Merchant Number

There is a setup issue with your account. Contact us for more information.

Hard

2046

Declined

The customer's bank is unwilling to accept the transaction. For credit/debit card transactions, the customer will need to contact their bank for more details regarding this generic decline; if this is a PayPal transaction, the customer will need to contact PayPal.

Soft

2047

Call Issuer. Pick Up Card

The customer’s card has been reported as lost or stolen by the cardholder and the card-issuing bank has requested that merchants keep the card and call the number on the back to report it. As an online merchant, you don’t have the physical card and can't complete this request – obtain a different payment method from the customer.

Hard

2048

Invalid Amount

The authorized amount is set to zero, is unreadable, or exceeds the allowable amount. Make sure the amount is greater than zero and in a suitable format.

Soft

2049

Invalid SKU Number

A non-numeric value was sent with the attempted transaction. Fix errors and resubmit with the transaction with the proper SKU Number.

Hard

2050

Invalid Credit Plan

There may be an issue with the customer’s card or a temporary issue at the card-issuing bank. The customer will need to contact their bank for more information or use a different payment method.

Hard

2051

Credit Card Number does not match method of payment

There may be an issue with the customer’s credit card or a temporary issue at the card-issuing bank. Have the customer attempt the transaction again – if the decline persists, ask for a different card or payment method.

Hard

2053

Card reported as lost or stolen

The card used was reported lost or stolen. The customer will need to contact their bank for more information or use a different payment method.

Hard

2054

Reversal amount does not match authorization amount

Either the refund amount is greater than the original transaction or the card-issuing bank does not allow partial refunds. The customer will need to contact their bank for more information or use a different payment method.

Hard

2055

Invalid Transaction Division Number

Contact us

 for more information regarding this error message.

Hard

2056

Transaction amount exceeds the transaction division limit

Contact us

 for more information regarding this error message.

Hard

2057

Issuer or Cardholder has put a restriction on the card

The customer will need to contact their issuing bank for more information.

Soft

2058

Merchant not Mastercard SecureCode enabled

The attempted card can't be processed without enabling 3D Secure for your account. Contact us for more information regarding this feature or contact the customer for a different payment method.

Hard

2059

Address Verification Failed

PayPal was unable to verify that the transaction qualifies for Seller Protection because the address was improperly formatted. The customer should contact PayPal for more information or use a different payment method.

Hard

2060

Address Verification and Card Security Code Failed

Both the AVS and CVV checks failed for this transaction. The customer should contact PayPal for more information or use a different payment method.

Hard

2061

Invalid Transaction Data

There may be an issue with the customer’s card or a temporary issue at the card-issuing bank. Have the customer attempt the transaction again – if the decline persists, ask for a different card or payment method.

Hard

2062

Invalid Tax Amount

There may be an issue with the customer’s card or a temporary issue at the card-issuing bank. Have the customer attempt the transaction again – if the decline persists, ask for a different card or payment method.

Soft

2063

PayPal Business Account preference resulted in the transaction failing

You can't process this transaction because your account is set to block certain payment types, such as eChecks or foreign currencies. If you believe you have received this decline in error, contact us.

Hard

2064

Invalid Currency Code

There may be an issue with the configuration of your account for the currency specified. Contact us for more information.

Hard

2065

Refund Time Limit Exceeded

PayPal requires that refunds are issued within 180 days of the sale. This refund can't be successfully processed.

Hard

2066

PayPal Business Account Restricted

Contact PayPal’s Support team

 to resolve this issue with your account. Then, you can attempt the transaction again.

Hard

2067

Authorization Expired

The PayPal authorization is no longer valid.

Hard

2068

PayPal Business Account Locked or Closed

You'll need to contact PayPal’s Support team to resolve an issue with your account. Once resolved, you can attempt to process the transaction again.

Hard

2069

PayPal Blocking Duplicate Order IDs

The submitted PayPal transaction appears to be a duplicate of a previously submitted transaction. This decline code indicates an attempt to prevent charging the same PayPal account twice for the same service.

Hard